Financial Consultancy
Every business enterprises have financial needs. These needs are volatile and change frequently at different business levels. Financial needs not only include Debt & Equity funding but also include financial risk management, treasury management, capital budgeting etc.
We at N. B. Kewlani & Co., take care of all the financial needs of our clients at the most appropriate cost. We not only facilitate availability of funds but evaluate and guide proper mode in which finance should be availed thereby resulting in smooth functioning of the organization.
Our firm provide following kind of services under this area:
Debt & Equity Funding
The viability of fund, it’s planning, the method of increasing the fund and its repayment are some of the critical points to be taken care by the enterprise. Fund is the basic require of any business. An enterprise needs fund at different business levels. We generally arrange / source following kinds of funding / capitals on behalf of our clients considering their needs:
- Machinery Loan,
- Loan Against Property,
- Working Capital Loan – Cash Credit & Overdraft Facility,
- Term Loan,
- Project Financing Loan,
- Venture Capital,
- Government Subsidy
Financial Risk Management
Large business enterprises face various kinds of financial risks such as Market Risk (further divided into Interest Rate Risk, Foreign Exchange Risk, Price Risk), Credit & Liquidity Risk, Operational Risk etc. In order to manage these risks, these companies generally transfer the risks by acquiring hedging instruments from the banks.
We help these companies to hedge these risks in the following way:
- Drafting formal hedging policies in line with nature & size of the business post discussion with the management,
- Understanding how risk can affect the cash-flows of the company,
- Formulating the hedging instruments (such as Interest Rate Swaps, Forwards / Futures for outstanding foreign exchange receivables / payables, Commodity Futures, Call / Put Options etc.) which shall be needed to hedge the financial risks,
- Becoming a bridge between the companies and banks in order to acquire the required hedging instruments,
Accounting & regulatory compliance of these hedge instruments.
Personal Finance & Portfolio Management:
We not only meet the financial needs of business enterprises but also the needs of salaried individuals. We provide following services in this regard:
- Personal Loan Sourcing such as home loan, vehicle loan, loan against property etc.
- Portfolio management and mutual fund related consultancy,
- Portfolio management,
- Fixed income debt instruments,
- Investments in real estate and rent income sourcing.